International Research Journal of Commerce , Arts and Science

 ( Online- ISSN 2319 - 9202 )     New DOI : 10.32804/CASIRJ

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FINANCIAL INCLUSION:- A WAY TO GROW FASTER

    2 Author(s):  SUMIT , NEELAM RATHORE

Vol -  6, Issue- 4 ,         Page(s) : 109 - 119  (2015 ) DOI : https://doi.org/10.32804/CASIRJ

Abstract

FINANCE FOR ALL (Financial inclusion) without discrimination which was initially seen as a distant and imaginary goal now start taking practical and concrete shape in most of the developing economies of the world today. Developing economies are seeking to promote financial inclusion i.e. delivery of financial services at affordable cost to section of disadvantaged and low income segment of society, in order to promote economic and financial development. Indian economy showed a tremendous growth in the direction of financial inclusion because of continuous initiatives and efforts of Reserve Bank of India, state and central government policies (especially recently launched Pradhan Mantrijan-dhan Yojna of NDA government).

1) Books, Journals and Annual Reports
1. Chakrabarty K.C (2011), “Financial Inclusion and Banks: Issues and Perspectives”, RBI Bulletin, November, 2011. 
2. Chakrabarty K.C (2011), “Financial Inclusion: A Road India Needs to Travel”, RBI Bulletin, November, 2011. 
3. Chakrabarty K.C (2012), “Empowering MSMEs for Financial Inclusion and Growth – Role of Banks and Industry Associations”, address at SME Banking Conclave 2012. 
4. Chakrabarty K.C (2013), “Financial Inclusion in India: Journey So Far And the Way Forward”, Key note address at Finance Inclusion Conclave Organised by CNBC TV 18 at New Delhi. 
5. Leeladhar V (2005), “Taking Banking Services to the Common Man – Financial Inclusion”, Commemorative Lecture at the FedbankHormis Memorial Foundation at Ernakulam. 

6. ThoratUsha (2007) , Deputy Governor, Reserve Bank of India at the HMT-DFID Financial Inclusion Conference 2007.
7. Radhika Dixit and M. Ghosh (2013) “Financial Inclusion For Inclusive Growth of India – A Study”, International Journal of Business Management & Research, Vol.3, Issue 1, pp. 147-156. 
8. Rangarajan C (2008), “Report of the Committee on Financial Inclusion”.
9. Raghuram G. Rajan (2009), “A Hundred Small Steps - Report of the Committee on Financial Sector Reforms”. 
10. Reserve Bank of India - “Annual Reports and ‘Report on Trend and Progress of Banking in India”, various issues. 
11. Sadhan Kumar Chattopadhyay (2011), “Financial Inclusion in India: A Case-study of West Bengal”. RBI Working Paper Series, WPS (DEPR): 8/2011. 
12. World Bank financial Access Report (2014).

2) Websites
  1. www.google.com
  2. www.indiamicrofinance.com
  3. www.pmjdy.gov.in
  4. www.rbi.org.in

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