1. Burkett, Paul. 1989. Group lending programs and rural finance in developing countries. Savings and Development 13, no. 4
2. Huppi, Monika, and Gershon Feder. 1990. The Role of Groups and Credit Cooperatives in Rural Lending. World Bank Research Observer-IBRD - World Bank 5, no. 2
3. Fernando, Nimal. 1994. Improving Rural Institutional Finance: Some Lessons. Papua New Guinea Journal of Agriculture, Forestry and Fisheries 37, no. 1
4. Mellor and John W. 1995. Some Issues in Institutional Finance for Agricultural Development: A Cross-National Review of Evidence. The Pakistan Development Review 34, no. 4
5. Puhazhendi, V, Transaction costs of lending to the Poor – Non Governmental Organisations and Self-Help Groups of the poor as intermediaries for banks in India, Brisbane, Australia, The Foundation for Development Corporation, 1995.
6. Abdul Hayes Raul Amin and Stan Becker (1998), “Micro Credit and Women Empowerment”, The Journal of Develop Areas, winter,Vol.32, No. 2
7. Okoye, C. U. 1998. Assessing the participatory aspects of credit Programmes: Evidence from a village adoption scheme in Nigeria. Development Policy Review 16.
8. Malaisamy A, and R.Srinivasan, (2001), “An Economic Appraisal of Repayment and Overdue Position of Self-Help Group and PACP Beneficiaries in Madurai District of Tamil Nadu”, Indian Journal of Agriculture Economic, Vol.56, No.3, July-September,
9. Sakuntala. N,“Empowering Women: An Alternative Strategy from Rural India” , Sage Publications, (2005), New Delhi. pp. 24-34.
10. Sahu Lopamudra, Singh Suresh K, “A Qualitative study on Role of Self Help Group in Women Empowerment in Rural Pondicherry, India” , National Journal of Community Medicine¦Volume 3¦Issue 3¦July – Sept 2012 , Pp:473-9