International Research Journal of Commerce , Arts and Science

 ( Online- ISSN 2319 - 9202 )     New DOI : 10.32804/CASIRJ

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PERSONAL FINANCE: SOME KEY ISSUES

    1 Author(s):  DR M.M.GOYAL

Vol -  3, Issue- 2 ,         Page(s) : 423 - 428  (2012 ) DOI : https://doi.org/10.32804/CASIRJ

Abstract

ABSTRACT Managing funds is a complex task. Stiking the right balance between risk and return is main objective. Indians have a tendency to save more rather than spending more. However the cultural shift is changing the trend. Personal finance in short refers to management of finance by the individual. It includes calculation of income and expenses, budgeting, investment planning, tax planning, retirement planning and estate planning. This paper discusses the concept of personal finance, various alternatives for investment, issues related to personal finance and suggests various measures of handling one’s finances.

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4. 10 best tax-saving investments. Available at: http://articles.economictimes.indiatimes.com/news/45918426_1_ppf-interest-rate-bond-yield

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