International Research Journal of Commerce , Arts and Science

 ( Online- ISSN 2319 - 9202 )     New DOI : 10.32804/CASIRJ

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STUDY ON NPAS OF SCHEDULED COMMERCIAL BANKS IN INDIA

    1 Author(s):  MR. AMBRISH VEERNAIK

Vol -  4, Issue- 1 ,         Page(s) : 176 - 180  (2013 ) DOI : https://doi.org/10.32804/CASIRJ

Abstract

Due to greater emphasis on developmental and social banking, the quality of loan is affected. The quality of loan portfolio is very critical for the health of a bank. Contaminated loan portfolio is definitely a bane for any bank. It puts a severe dent on the profitability of a bank where it is out of proportion. Managing NPAs should be pro-active function than a reactive response. As management of Non-performing assets has direct bearing on the bottom lines of banks, it needs highly focused and professional approach.

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